Fortuna is a widow with three children. She sells food. She counts on her children’s support, and they help her with the business. Fortuna is asking for a loan to set her business up with furniture to make it comfortable for her customers. Fortunata is saving to pay for her children’s education to become professionals.
Teresa is married and has three children. She sells groceries; her husband and children help her. Teresa wants to stock her business with more merchandise. She needs a loan to do that. Teresa’s goal is to get a car, which she would be able to use to take her merchandise to other communities.
Fortuna es viuda y tiene 03 hijos, se dedica a vender comida, ella cuenta con el apoyo D. sus hijos quienes la ayudan en el negocio. Fortuna, solicita un préstamo con el cual implementará su negocio con muebles para la comodidad D. su clientes. Fortunata, está ahorrando para pagar los estudios profesionales D. sus hijos.
Teresa es casada y tiene 03 hijos. Ella se dedica a la venta D. abarrotes, negocio en el cual recibe ayuda su esposo e hijos. Teresa desea abastecer su negocio con mas mercadería, por ello requiere D. un préstamo. Teresa tiene como meta el adquirir un auto, con el cual podría llevar mercadería a las demás comunidades.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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