Margaret is twenty-six years old. She is single and has one child who is in school. She lives with her child in a rented apartment in Wiawso in the Western Region of Ghana. Wiawso is a commercial and farming community in the region.
Margaret is a trader, trading in textile materials. She hawks (goes door-to-door) to sell in her community and treks to other communities to sell. Margaret has been in business for three years and wants a loan to buy textile materials in bulk to expand her business.