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Mr. Kheam Kung Village Bank Group
In this Group: Kheam, Sum, Phorl, Koem Heng, Savoeurn, Saveth, Srou, Srem, Srey, Simen
Ten people who are all living in Kdei Ta Hok village in Kandal province is made up the village bank loan. Mr. Kheam K. is a village bank president who has been selected the members and they all will use the loan indifferent purposes. He is a dessert seller in the local village. Since this business is going well, he wants to expand it so she decided to ask for a loan to buy more ingredients for her current business. His wife, Mrs. PhA. Touch, helps him to sell the dessert. Mr. Kheam K. is a father of a child who is a driver who can make a small salary to support the family.

Nine members in this village bank loans are end-of-term loans and the rest have monthly payment loans. They are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 256
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,150.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mr. Kheam Kung Village Bank Group's $900 loan helped a member to ask for a loan to buy more ingredients for her current business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 17, 2009
Oct 1, 2009
Currency Exchange Loss:
Sep 15, 2010