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José Alfredo
José Alfredo L. L. is a 50 year old man who lives in Los Tijos de Upala in Alajuela province. It is a rather widespread rural community with a semi-mountainous topography in Costa Rica, Central America. The community focuses on growing basic grain and on a small scale, livestock. He lives with his wife and two children.

For the past few years José Alfredo has developed his business. He has a small plot of land where he grows Ñampi, a small tuber with a pleasant flavor, rich in nutrients, with wide agro-industrial application and is in great demand in Costa Rica as well as other countries. He says that thanks to this project he has learned a lot and it also has provided him the opportunity to develop himself personally and professionally.

Today José Alfredo is seeking a loan for ¢680,000 colones to help prepare the farmland, buy seeds, fertilizers, and other items needed to guarantee a successful planting of ñampi.

With this investment he hopes to have a good harvest, with products worthy of a high price. He would like to do more projects in the future and also improve his family’s living conditions.

José Alfredo is a member of the Los Tijos Communal Credit Business, one of 100 EDESA member organizations in Costa Rica. This will be his fifth loan and he says that he hopes to continue growing his business and keep it moving forward successfully.
View original language description ↓
José Alfredo L. L. es un señor de 50 años, vecino de Los Tijos de Upala, localizado en la provincia de Alajuela. Es una comunidad rural con una extensión relativamente grande, con topografía semi montañosa ubicada en Costa Rica, Centroamérica. La comunidad se dedica especialmente a la agricultura de granos básicos, y en menor escala a la ganadería. Vive con su esposa y sus dos hijos.

Desde hace varios años, don José Alfredo se ha desarrollado como microempresario, tiene un pequeño terreno en el cual se dedica a la siembra de Ñampi, un tubérculo de agradable sabor, rico en nutrientes, de procesamiento agroindustrial amplio y de gran demanda tanto en Costa Rica como en otros países. Dice que gracias a este proyecto ha aprendido mucho y también le ha dado oportunidad de desarrollarse personalmente y profesionalmente.

Actualmente don José Alfredo está solicitando un préstamo de ¢680,000 (seiscientos ochenta mil colones), para ayudarse con la preparación del suelo, compra de semillas, fertilizantes, entre otros insumos que sean necesarios para garantizar la siembra óptima del ñampi.

Con esta inversión espera lograr una buena cosecha, con un producto de características apropiadas para conseguir un precio de venta alto. Ya que desea realizar más proyectos en el futuro y también mejorar las condiciones de su familia.

Don José Alfredo forma parte de la Empresa de Crédito Comunal de Los Tijos, una de las 100 organizaciones socias de EDESA en Costa Rica. Este será su quinto crédito y dice que con el espera seguir creciendo como microempresario y sacar su negocio adelante.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $11,100
    Average annual income
  • 38
    View loans »
    Costa Rica Loans Fundraising
  • $4,170,625
    Funds lent in using Kiva
  • 584.3
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped José Alfredo buy items to plant, grow, and harvest ñampi.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Sep 17, 2009
Listed
Sep 14, 2009
Currency Exchange Loss:
Possible
Ended:
Oct 16, 2010