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Shirmammad S. is a humble man who earns a living in the cattle-farming business. He is the father of six daughters, who motivate him to work harder every day to be able to meet their needs. As he is a very respectable man in the village he lives in, Shirmammad is responsible for providing all his daughters with a good dowry.

It is important to note that Shirmammad’s business requires a lot of physical work, mainly because he needs to transport the animals from one point to another, crossing long distances under the exposure of the sun. Shirmammad pastures his cattle without any help and continues to work hard. He has now come to AqroInvest to obtain the loan that will allow him to purchase young bulls to raise and sell in his area.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 27
    View loans »
    Azerbaijan Loans Fundraising
  • $13,991,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,025 helped Shirmammad to purchase four cattle.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 27, 2009
Oct 1, 2009
Currency Exchange Loss:
Dec 20, 2010