Shirmammad S. is a humble man who earns a living in the cattle-farming business. He is the father of six daughters, who motivate him to work harder every day to be able to meet their needs. As he is a very respectable man in the village he lives in, Shirmammad is responsible for providing all his daughters with a good dowry.
It is important to note that Shirmammad’s business requires a lot of physical work, mainly because he needs to transport the animals from one point to another, crossing long distances under the exposure of the sun. Shirmammad pastures his cattle without any help and continues to work hard. He has now come to AqroInvest to obtain the loan that will allow him to purchase young bulls to raise and sell in his area.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.