Jérémie 3,16 Plus Group
Eugénie has been part of the micro-enterprise world since 1999. She sells beignets (fritters or doughnuts) and pure water, as well as drinks. Her business is in the middle of developing progressively. The loan she’ll obtain next will be used to buy wheat flour, vegetable oil, and drinks to sell retail with the goal of increasing her profits. Her business generates a profit of $60 per week.
Eugénie has the ambition of expanding her business by adding other products. The quality of her beignets, as well as the upkeep of good relations with her customers, guarantees customers for her business.
Eugénie est depuis 1999 dans le monde de micro-entreprise. Elle vend des beignets, l’eau pure ainsi que des boissons. Son activité est entrain de se développer progressivement. Le prêt qu’elle obtiendra prochainement lui servira d’acheter la farine de froment, l’huile végétale et la boisson à revendre dans le but d’augmenter le bénéfice. Son affaire génère un bénéfice de $60 par semaine. Eugénie a une ambition d’élargir son activité en ajoutant d’autres produits. La qualité des ses beignets ainsi que le maintien de bonnes relations avec ses clients garantissent la clientèle de son affaire
About HOPE DRCHOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Congo (Dem. Rep.)
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