Revocutus N. is a Tanzanian small businessman. He runs a food shop at Yombo Kiwalani ward in Dar es Salaam, selling a variety of food crop products. He purchases the goods directly from the producers and sometimes from the wholesale shops, and sells retail from his shop to customers. He manages to meet his family's daily demands from his business income. He has been in the business for the last five years. He needs a loan of Tshs 800,000 to buy more business goods.