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Gayane T. was born in 1963. She has graduated from the State Engineering Institute of Armenia. Gayane and her husband, Eduard, have a daughter who studies at the Yerevan State Conservatory.

Gayane and her husband, who appear together in the photo, have a common business. The family has been renting a place at the largest Yerevan Fair since the very first days of its opening in 1992. They sell men’s clothing: suits, leather jackets, shirts, trousers, ties, and socks. Gayane needs $3000 to change the assortment of clothing that she sells from summer to winter wear.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 151
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Gayane to buy winter clothes to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 10, 2009
Oct 1, 2009
Currency Exchange Loss:
Aug 15, 2010