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Like most Filipina housewives, Anita T. doesn’t want her time to be idle. Anita lives with her husband Facundo in a small rented place in Facundo St., Pasay City. She is 38 years old.

Anita owns a 'sari-sari' (general) store but she makes a lot of earnings from her direct selling business. She gets cosmetics and apparel from prominent companies (Avon, Sarah Lee, Board Walk, etc.) on consignment and passes them to customers on the installment basis. At times, Anita also provides home-based manicure and pedicure services to clients. All these activities guarantee her more than P20,000 a month in earnings.

Anita joined the Center for Community Transformation (CCT) Credit Cooperative only last year but is already enjoying her stay with fellow women entrepreneurs. Anita needs a loan in the amount of P 15,000. She wants to buy a refrigerator for her general store so she can offer cold drinks and other refreshments to her neighbors who come to shop. She will also use some of the funds to buy more products to sell at her store.

Anita wishes that all her children be able to manage college.

About CCT

The Center for Community Transformation (CCT) is an organized Christian response against poverty and social injustice. This is carried out through the fusion of social development initiatives and evangelical mission in a uniquely Filipino context. It serves urban and rural poor communities throughout the Philippines, in pursuit of its desire to see changed lives, strong families, and transformed communities centered in the Lordship of Jesus Christ.

CCT is a member of the Five Talents family.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 681
    View loans »
    Philippines Loans Fundraising
  • $63,194,275
    Funds lent in using Kiva
  • 48.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Anita to purchase a refrigerator for her general store.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 12, 2009
Sep 11, 2009
Currency Exchange Loss:
Feb 15, 2010