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When Maria’s daughter was two years old and ready to start daycare, Maria decided to start her own day care center in order to provide a high-quality learning environment for her daughter, as well as other children in her community. She started “Kids Place 2 Explore and Learn” two years ago and since then has transformed her home into a learning facility for six children from two to five years old.

When she started her daycare, Maria had trouble getting a small business loan from a bank. “They didn’t see my home daycare as a business, and I needed a very small amount of money,” she says. She is grateful for a loan from Opportunity Fund and Kiva, which will allow her to purchase what she needs for her facility without the stress of high interest rate credit cards, the only other source of financing available to her.

Maria needs a loan to purchase cubbies and bookshelves, portable cribs, educational toys and books, and new flooring. These supplies are essential to Maria’s business to keep her enrollment up, since parents look for the quality of materials, furniture, and toys when selecting a daycare.

Maria is proud of the success of her business and that her enrollment is at capacity for the space she has. She is happy when the children, at first reluctant to leave their parents, begin to see her home as an enjoyable place to spend the day. In the future, Maria would like to move her daycare from her home to an off-site location where she would have the capacity to grow. Currently she employs one part-time and one full-time assistant, and would like to hire more people and enroll more children.

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Additional Information

Important Information

Kiva realizes that access to credit is a challenge for entrepreneurs everywhere. Kiva started out as a website focused on developing-world entrepreneurs. In June 2009, Kiva began experimenting with allowing entrepreneurs in the United States to raise money on its website. If this is something you support, please feel free to fund this loan. If you have questions, including how an entrepreneur in your neighborhood might get a loan, please visit our Help Center and click on "Loans in the United States."

About United States

  • $54,800
    Average annual income
  • 30
    View loans »
    United States Loans Fundraising
  • $12,203,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $7,500 helped Maria to buy cubbies and bookshelves, portable cribs, educational toys and books, and new flooring for a daycare center.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 12, 2009
Sep 17, 2009
Currency Exchange Loss:
Sep 19, 2012