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Turi Centro (Cuenca) Group
In this Group: Tania Paola, Ruth Isabel, Maria Lastenia, Maria Eufemia, Gladis Esperanza, Elisabeth Patricia, Maria Zoila, Maria Luisa, Maria Luisa
The Turí Centro Communal Bank is comprised of nine hard working women who are dedicated to succeeding. The bank is located in one of the most beautiful places that the city Cuenca has, which is about 20 minutes outside of the city. Being the viewpoint of Cuenca, it is visited by natives and foreigners coming here to admire the beauty of the enclosed city.

Turí Centro is comprised of a group of enterprising women who have found the formula to get ahead in their households and in their businesses. They serve as an examples of success and perseverance. They are:

Gladis Esperanza I. C. is a member of the Turí Centro Communal Bank in the city of Cuenca. She is 43, and she has five children who are 23, 21, 19, 17, and 14. Her oldest child is outside of the country. He migrated to the exterior to give his family a better future. Her second daughter is married and making her own home. Only three of her children live in her home. One of her daughters enrolled this year in the State University of Cuenca. Her two last children study in the Técnico Turí school. She has been divorced for four years, and they live in their own home.

Gladis raises small animals like chickens and guinea pigs. She also does the household chores. She has been raising animals for six years, and it is going very well. She tells us that the earnings are dependent upon how much is invested. And that can vary because not all of the chickens are raised, some die. But, she is happy because this business supports her household.

This is her second cycle working with the Foundation, although she did withdraw for a while. The money that she gets now from the ESPOIR Foundation will be used for food for the chickens (ground, balanced) and the guinea pigs.

Her future goal is to keep growing with her business of raising animals and giving her children a better today and tomorrow.

Tania Paola M. C. is also an active member of the Turi Centro Bank. She lives in the Centro de Turí in the viewpoint of Cuenca. She is 30 and happily married. Her three children; 12, 9, and 7, are testaments to their love. Her oldest child goes to the Miguel Merchán school. The last two goes to the Príncipe de Paz school. Her husband works as a carpenter. Being her friend, they are inseperable in the moments of pain and happiness. They rent where they live because they do not have the money to buy or build their own house.

Tania studied tailoring and passed to the second year. She sells clothes two day a week. On Wednesdays she sells in the free marked in a space her mother gives her. On Saturday she buys all her clothing stock for her business. One of her biggest difficulties is not having her own place. She has to inconvenience her mother a little bit. The advantage is that working with her mother she knows lots of people, and she gets new customers each time.

The loan she is asking the foundation for is to buy merchandise to increase her business and to have a large stock for her demanding customers.

Her future goal is to be a tailoring teacher and to continue with her clothing business.

Elizabeth Patricia is another active member of the Turi Centro Communal Bank. She was previously a member of another bank that broke up. She is 39, and she has been separated for seven years. She lives with her four children. Her ex husband gives her child support only when her remembers.

Elizabeth works in the market on Thursdays and Sundays selling a great variety of fruit. She starts at six in the morning and works until nine at night. She has been doing this for five years. The rest of the week she devotes to her home. The greatest difficulty she has is when sales drop and she barely gets enough money to cover the debts that she owes. When sales are good, she gets income to invest in her business and for the daily sustenance of her household.

This is her fifth cycle working with the ESPOIR Foundation. She previously was a member of another communal bank that broke up. The money she is asking for is to buy more fruit to better stock and improve her stand because there is a lot of competition.

Elizabeth’s dream for the future is to succeed in her business and to be able to educate her children until they become good professionals.
View original language description ↓
El Banco Comunal Turí Centro está conformado por nueve mujeres trabajadores y decididas a superarse, el banco está ubicado en uno de los lugares más hermosos que tiene la ciudad de Cuenca a unos 20 minutos a las afueras de la ciudad, siendo el mirador de Cuenca es visitado por propios y extraños alcanzando desde allí ha admirar toda la belleza que la ciudad encierra.

Turí Centro esta formado por un grupo de mujeres emprendedoras que han encontrado la formula para salir adelante tanto en sus hogares como en sus negocios dándonos un ejemplo de superación y constancia y son:

Gladis Esperanza I. C. es socia del Banco Comunal Turí Centro en la ciudad de Cuenca, tiene 43 años de edad, tiene 5 hijos de 23, 21, 19, 17, 14 años de edad, el mayor de sus hijos se encuentra fuera del país migró al exterior para darle un mejor futuro a su familia, la segunda de sus hijas es casada creando su propio hogar, solo tres de sus hijos viven en su hogar, una de sus hijas este año ingresa a la Universidad Estatal de Cuenca y sus 2 últimos hijos estudian en el colegio Técnico Turí, esta divorciada hace 4 años y viven en casa propia.

Gladis se dedica a la crianza de animales de corral como pollos y cuyes y también a los quehaceres domésticos, lleva 6 años en su criadero y le va muy bien, nos cuenta que depende cuanto se invierte es la ganancia y estas pueden variar porque no todos los pollos se crían ya que algunos se mueren, pero se encuentra contenta por que este negocio es el sustento de su hogar.

Este es su segundo ciclo trabajando con la Fundación, aunque por un tiempo se retiro, el dinero que hoy recibe de la FUNDACIÓN ESPOIR lo va a invertir en el alimento de los pollos (chanca, balanceado), y los cuyes

Su meta para el futuro es seguir creciendo con su negocio de crianza de animales y brindarles un presente y futuro mejor a sus hijos

Tania Paola M. C. también es socia activa del Banco Turi Centro, vive en el Centro de Turí en el mirador de Cuenca, tiene 30 años de edad, esta felizmente casada testigo de su amor procreo 3 hijos de 12, 9, 7 años de edad, su hijo mayor esta en el colegio Miguel Merchán, y sus dos últimos hijos estudian en la escuela Príncipe de Paz. Su esposo trabaja como carpintero siendo su amigo inseparable en los momentos de dolor y felicidad, viven arrendando por falta de dinero para comprar o construir su propia casa.

Tania estudia en una academia de corte y confección pasando al segundo año, se dedica al comercio de ropa dos días a la semana, el miércoles en la feria libre en un espacio que le brinda su mamá, y el sábado compra todo el surtido de ropa para su negocio, una de sus mayores dificultades es no contar con un puesto propio tiene que incomodar un poco a su mamá, la ventaja es que trabajando junto a su madre conoce mucha más gente y cada vez tiene más clientes

El préstamo solicitado a la fundación lo va a invertir en la compra de mercadería para incrementar su negocio y tener un gran surtido para su exigente clientela.

Su meta para el futuro es llegar hacer una profesora de corte y confección y continuar con su negocio de ropa.

Elizabeth Patricia es otra socia activa del Banco Comunal Turi Centro, anteriormente era miembro de otro banco que se desintegró, ella tiene 39 años de edad, está separada hace 7 años y vive con sus cuatro hijos, su ex esposo les pasa la pensión a sus niños solo cuando se acuerda, nos dice.

Elizabeth trabaja en el mercado vendiendo una gran variedad de frutas todos los jueves y domingos, inicia sus actividades desde las 6 de la mañana hasta las 9 de la noche. Desde hace cinco años; el resto de la semana se dedica a su hogar. Nos manifiesta que la dificultad más grande es cuando bajan las ventas y apenas obtiene el dinero para cubrir las deudas con sus proveedores y, cuando son buenas las ventas obtiene ganancia para invertir en su negocio y para el sustento diario de su hogar.

Este es su quinto ciclo trabajando junto a la FUNDACIÓN ESPOIR, anteriormente era miembro de otro banco comunal que se desintegró, el dinero solicitado lo va a invertir en su negocio comprando más frutas, surtiendo más y mejor a su puesto porque existe mucha competencia.

El sueño de Elizabeth para el futuro es sobresalir en su negocio y poder educar a sus hijos hasta verlos convertidos en unos buenos profesionales.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Turi Centro (Cuenca) Group's $2,975 loan helped a member buy merchandise for stock to increase their businesses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 14, 2009
Listed
Sep 14, 2009
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2010