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Luz Y Esperanza Grupo 2 Group
In this Group: Yanira, Ana, Eunice, Solanyi, Guillermina
Yanira S. V. is an associate of Esperanza International who has already successfully completed two loan cycles and is looking to start her third. She lives in a modest home with cement walls and a tin roof in Santiago, a city in the midwest of the Dominican Republic where running water and electricty are unreliable. She lives with her husband, mother, father, and her three children who are 9,14, and 17, all of whom attend the town's public school.
Yanira sells clothing, accessories, and jewelery to customers on street. Her business is the family's main source of income, which they depend on to buy food, clothing, educational supplies, and maintain the house. With a larger loan, she will buy more clothes and accessories to be able to gain more money and better support her family. She would like to thank you all for the support.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 12
    View loans »
    Dominican Republic Loans Fundraising
  • $8,221,500
    Funds lent in using Kiva
  • 36.0
    Dominican Republic Pesos (DOP) = $1 USD

Success!! The loan was 100% repaid

A portion of Luz Y Esperanza Grupo 2 Group's $1,125 loan helped a member clothing, accessories, jewelery.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 27, 2009
Sep 9, 2009
Currency Exchange Loss:
Mar 15, 2010