She grew up with her parents in the city of Maputo and the family later the moved to Boane, renting out their house. Her husband sells wood that he acquires in the northern province of Zambezia (2,500 km from Maputo). She has been working as a teacher for the state for over 8 years and earns a salary of 4.069,000 MT plus a portion of the 10.000,00 MT from the rental of the family home in the city of Maputo.
She has never had a loan with another bank. This will be her first loan with Hluvuku in the amount of 15.000,00MT for the purchase of construction materials (cement, sand, blocks, etc. ) with the goal of continuing work on the construction of her concrete block home. She learned about Hluvuku through friends and colleagues who had received loans through the organization.
Manuela plans to pay the loan without any problems in order to have access to future loans to finish her home. She dreams of seeing her home finished and later equipped.
Cresceu na companhia dos seus progenitores na cidade de maputo e mais tarde mudaram se para boane, deixando a casa de aluguer. O seu marido faz negocio de venda de madeira que adquire na província nortenha da Zambezia (a 2.500km de Maputo). Trabalha para o estado como Professora há mais de oito anos de experiência e com salário de 4.069,00MTmais uma parte dos 10.000,00MT de aluguer da casa da família deixada na cidade de Maputo.
Nunca teve empréstimos em outros bancos e com a hluvuku vai ser o primeiro credito no valor de 15.000,00MT para compra de material de construção (cimento, areia, blocos e outros) com objectivo de continuar com a construção da casa de alvenaria. Teve informações através de amigas e colegas de serviços que já beneficiaram de empréstimos com a instituição.
Propõe se a pagar o credito sem problemas para poder a ceder a mais empréstimos com objectivo de terminar a obra. Sonha ver a casa concluída para posterior apetrecha mento.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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