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Rita Ana
Ana Rita C. was born in the Gaza province, in the district of Chibuto (the largest producer of cashews in the southern part of the country). She is 44 years old, separated, and has three children between the ages of 18 and 25. Ana Rita successfully completed studies in Elementary Education in 1982 and later completed additional education in this same area. She lives in Boane in her own home. In addition to her children, she also supports a niece who lives with her as well.

She left Chibuto with her parents when she was about 10 years old to live in Boane. After she completed her education, in 1983, she worked in the elementary school in Massaca and later was married. She has been separated for many years. She still works as a teacher in the schools in Boane and earns a monthly salary of 7.600,00MT which she uses to support her family.

She has had loans with a commercial bank, and having paid them off successfully, decided not to continue with them due to the cost and payment options. This is her third loan with Hluvuku-Adsema and her second with Kiva. It is for 17.000,00 MT for the purchase of construction materials (cement, window bars, support beams, etc.). The firs loan was for 8,000,00 MT and the second, which she received through Kiva, was for 10.000,00 MT both for the same purpose.

As with the other loans, she plans to repay this loan without problems in order to have access to future loans with the goal of finishing her house. She dreams of seeing her home finished and later equipped.
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Ana Rita C. nasceu na província de Gaza, no distrito de chibuto (maior produtor de castanha de caju na zona sul do pais), tem 44 anos de idade, separada e mãe de três filhos com idades compreendidas entre 18 e 25 ano. O filho mais novo freqüenta ensino secundário. Ana Rita concluiu com sucesso o curso de Magistérios Primários no ano de 1982 e mais tarde fez o curso médio do mesmo ramo. Vive em boane na casa própria. Para alem dos filhos, sustenta uma sobrinha que vive com ela na mesma casa.

Saiu de chibuto juntamente com os seus pais quando tinha cerca de 10 anos de idade, para morar na vila de boane. Após a conclusão do primeiro curso,em 1983, trabalhou na escola primaria da Massaca e mais tarde casou se com o seu esposo. Está separada já há bastante tempo. Continua a trabalhar como professora numa das escolas de Boane e com salário mensal no valor de 7.600,00MT que aplica no sustento da família.

Já teve empréstimos em um banco comercial e, tendo fechado com sucesso, não preferiu continuar devido ao preço e modalidades de pagamento. Este é o terceiro empréstimo da Ana Rita com a Hluvuku-Adsema e segundo com KIVA no valor de 17.000,00MT para compra de material de construção (cimento, aros de janelas, barrotes e outros). O primeiro foi de 8.000,00MT e o segundo, que recebeu do KIVA, no valor de 10.000,00MT ambos para mesma finalidade.

Tal como os outros empréstimos, propõe se em reembolsar sem problemas para poder aceder a mais créditos com o intuito de finalizar a casa. Sonha ver a casa terminada para posterior apetrecha mento.

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Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 134
    View loans »
    Mozambique Loans Fundraising
  • $2,808,950
    Funds lent in using Kiva
  • 26.7
    Mozambique Meticais (MZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $650 helped Rita Ana purchase of construction materials ( cement, sand, sheet metal, etc.).
97% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 31, 2009
Listed
Sep 12, 2009
Currency Exchange Loss:
Possible
Ended:
Apr 24, 2011