She left Chibuto with her parents when she was about 10 years old to live in Boane. After she completed her education, in 1983, she worked in the elementary school in Massaca and later was married. She has been separated for many years. She still works as a teacher in the schools in Boane and earns a monthly salary of 7.600,00MT which she uses to support her family.
She has had loans with a commercial bank, and having paid them off successfully, decided not to continue with them due to the cost and payment options. This is her third loan with Hluvuku-Adsema and her second with Kiva. It is for 17.000,00 MT for the purchase of construction materials (cement, window bars, support beams, etc.). The firs loan was for 8,000,00 MT and the second, which she received through Kiva, was for 10.000,00 MT both for the same purpose.
As with the other loans, she plans to repay this loan without problems in order to have access to future loans with the goal of finishing her house. She dreams of seeing her home finished and later equipped.
Saiu de chibuto juntamente com os seus pais quando tinha cerca de 10 anos de idade, para morar na vila de boane. Após a conclusão do primeiro curso,em 1983, trabalhou na escola primaria da Massaca e mais tarde casou se com o seu esposo. Está separada já há bastante tempo. Continua a trabalhar como professora numa das escolas de Boane e com salário mensal no valor de 7.600,00MT que aplica no sustento da família.
Já teve empréstimos em um banco comercial e, tendo fechado com sucesso, não preferiu continuar devido ao preço e modalidades de pagamento. Este é o terceiro empréstimo da Ana Rita com a Hluvuku-Adsema e segundo com KIVA no valor de 17.000,00MT para compra de material de construção (cimento, aros de janelas, barrotes e outros). O primeiro foi de 8.000,00MT e o segundo, que recebeu do KIVA, no valor de 10.000,00MT ambos para mesma finalidade.
Tal como os outros empréstimos, propõe se em reembolsar sem problemas para poder aceder a mais créditos com o intuito de finalizar a casa. Sonha ver a casa terminada para posterior apetrecha mento.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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