Anita is into direct selling of cosmetics. Like most Filipina women entrepreneurs, she gets rebates from items that she gets from reputable cosmetics and apparel companies on consignment (Avon, Sarah Lee, Board Walk, Natasha, etc.) and sells them to customers on an installment basis. She also makes rags from fabric trimmings and sells them to customers. She also repacks and retails powder detergent. She is also selling electronic load credits for mobile phones. These combined activities give Anita a sure net income of at least P16,000.00 a month.
She joined the Center for Community Transformation (CCT) Credit Cooperative in 2005. She has learned from the cooperative the value of saving for the future. She used her savings for the renovation of their house. She wishes to see all her children finish their education.
Anita has applied for a new loan with the cooperative amounting to P50,000.00 as additional capital to keep her businesses going.
The Center for Community Transformation (CCT) is an organized Christian response against poverty and social injustice. This is carried out through the fusion of social development initiatives and evangelical mission in a uniquely Filipino context. It serves urban and rural poor communities throughout the Philippines, in pursuit of its desire to see changed lives, strong families, and transformed communities centered in the Lordship of Jesus Christ.
CCT is a member of the Five Talents family.
More information about this loan
On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>
About the Center for Community TransformationThe Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.
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Success!! The loan was 100% repaid