Josef
Status: Paying Back
| $1,500 |
Loan Request
Disbursed
: Sep 14, 2009
Listed: Sep 9, 2009
Funded: Oct 9, 2009
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25% repaid
About the Field Partner
| Al Majmoua Lebanese Association for Development administers this loan. Learn more | |||||||
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| Field Partner: | Al Majmoua Lebanese Association for Development | ||||||
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| Field Partner Risk Rating: | |||||||
| Fundraising Status: | Active | ||||||
| Time on Kiva: | 28 months | ||||||
| Kiva Entrepreneurs: | 2027 | ||||||
| Total Loans: | $2,237,150 | ||||||
| Interest & Fees are Charged: | Yes (Learn more) | ||||||
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| Delinquency Rate: | 3.70% | ||||||
| Default Rate: | 0.00% | ||||||
| Currency Exchange Loss Rate: | 0.00% | ||||||
| More on this field partner >> | |||||||
About the Country
| Country: | Lebanon |
|---|---|
| Avg Annual Income: | $5,900 |
| Currency: | United States Dollars (USD) |
About the Loan
(For privacy reasons, the Field Partner has requested that last name be undisclosed)| Location: | Nabatieh, Lebanon | Repayment Term: | 14 months (more info) |
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|---|---|---|---|---|
| Activity: | Taxi | Repayment Schedule: | Monthly | |
| Loan Use: | To do some maintenance work on his van. | Currency Exchange Loss: | N/A | |
| Default Protection: | Not Covered |
Josef is a 36 year old man who lives in the Bekaa with his wife and their two children. Josef has been working as a taxi van driver since 1996. He also works as a school bus driver. Josef requested a loan of 1500 US dollars from Al Majmoua in order to do some maintenance work on his van before schools starts. This is the first time that Josef has requested a loan.
Josef is special in his work because he knows how to take care of his clients. His clients can be anybody from his region, as well as students. When he first started his business, he didn’t have a lot of cash. He decided on doing his business because he wanted to have an independent work as well as he is known for his good reputation. In the future, he plans on expanding his business by having a bigger bus.
Josef is special in his work because he knows how to take care of his clients. His clients can be anybody from his region, as well as students. When he first started his business, he didn’t have a lot of cash. He decided on doing his business because he wanted to have an independent work as well as he is known for his good reputation. In the future, he plans on expanding his business by having a bigger bus.
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Journal entries for Josef
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Loan has been disbursed
Location: Nabatieh, Lebanon
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Posted by
from Nabatieh, Lebanon
Oct 10, 2009 |
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Comment on this entry
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Repayment Schedule for Josef
Repayment Schedule for Josef
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| December 2009 | $125.00 | $125.00 |  Repayment Received
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| January 2010 | $125.00 | $125.00 | Repayment Received
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| February 2010 | $125.00 | $125.00 | Repayment Received
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| March 2010 | $125.00 | Available Mar 1 | |||
| April 2010 | $125.00 | Available Apr 1 | |||
| May 2010 | $125.00 | Available May 1 | |||
| June 2010 | $125.00 | Available Jun 1 | |||
| July 2010 | $125.00 | Available Jul 1 | |||
| August 2010 | $125.00 | Available Aug 1 | |||
| September 2010 | $125.00 | Available Sep 1 | |||
| October 2010 | $125.00 | Available Oct 1 | |||
| November 2010 | $125.00 | Available Nov 1 | |||
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