S., 30, is a cooking supply trader. She sells items such as firewood, charcoal, and some groceries to citizens in the village. Another income source is from her husband who works driving a car taxi for a salary. The couple is blessed with two teenage children who are enrolled in school. Recently, some parts of S.’s stock have been exhausted; she hopes to increase her stock supply with a loan from HKL to purchase extra charcoal and firewood to sell. This loan will allow S. to increase her income and maintain her family’s expenses more easily.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.