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This woman is married to a teacher in a private primary school in the capital. The couple is raising two children. The husband's financial resources are not sufficient to support the family, so, in 2003, the lady decided to sell hardware in a rented shop in Hédzranawoé.

This business allows her to contribute to household expenses. Her long experience in this field means that she now has lots of customers. At this time, her business is going well. She urgently needs to replenish certain items, and that is why she is asking WAGES for a loan to buy 15 kg of nails, 50 pieces of plywood, 25 brushes, several tins of powdered paint, and 20 of oil paint.

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Cette femme est mariée à un enseignant d’une école primaire et privée de la capitale. Le couple a 02 enfants à sa charge. Les ressources financières du mari n’arrivant plus à couvrir tous les besoins financiers du foyer, cette dame a pris la décision en 2003 de vendre des produits de quincaillerie dans une boutique louée à Hédzranawoé. Cette activité lui permet désormais d’apporter sa contribution financière au foyer. Sa longue expérience du domaine fait qu’elle est à présent connue de beaucoup de clients. Elle réalise ces temps-ci de très bonnes affaires. Elle a un besoin pressant de renouveler certains articles ; c’est pourquoi elle sollicite un crédit de WAGES pour acheter 15 kg cloues, 50 contre-plaqués, 25 pinceaux, plusieurs boîtes de peintures en poudre et 20 peintures huiles.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 13
    View loans »
    Togo Loans Fundraising
  • $8,750,850
    Funds lent in using Kiva
  • 457.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Adzo purchase of hardware items for re-sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 8, 2009
Oct 1, 2009
Currency Exchange Loss:
Oct 15, 2010