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Maliky N. is married and has five dependants. He has no educational background. Maliky sells fish. He goes to the sea and fish for himself and sells it to buyers at Elmina, which he has been doing since 2002. His wife is a fishmonger. Manlike uses his income to pay school fees and utility bills. Maliky will use the loan to purchase fishing equipment and also to fuel his boat. With the new profits from his expanded business, Maliky plans to save towards building of his own house.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,572,300
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Maliky maliky will use the loan to purchase fishing equipment and also to fuel his boat.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 27, 2009
Sep 21, 2009
Currency Exchange Loss:
Aug 16, 2010