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Irma Concepcion
Irma is a member of the Valley Roses village bank. Sixty years old and married, she has two grown children who are employed living on the second floor of her house. Irma studied in her district’s local parish and works in a bakery where she makes candy, alfajores (small cookies), cakes, and all other types of treats. Previously, she maD. toys but stopped because there was fierce competition and instead put her efforts into baking and making wood handicrafts.

Irma needs a loan of 2000 soles to buy paint, paintbrushes, resin, and varnish. Her dream is to have her own shop in the market so that she can sell her goods with her husband, who is retired.

Previous loan:

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Irma Concepcion to buy paint, paintbrushes, resin, and varnish.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 27, 2009
Sep 8, 2009
Currency Exchange Loss:
Mar 15, 2010