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Sarah B. is a hairdresser and sells hair products like wigs, weave-ons and other hair products at Elmina near Abreshia. She is married and has one child. Her husband is a teacher. She received schooling through junior high school. Sarah has been in this business since 2005. She uses her income to help pay school fees and utility bills. Sarah will use this loan to purchase more, and a greater variety of, hair products for the styles of her customers. Sarah plans to save the new profits from her expanded business to educate her children.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,973,075
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD