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Rokia
Ms Rokia Cissé, age 48, is married and the mother of five children.  She lives in a polygamous family with her husband, her co-wife, and their children in the Hamdallaye B district of the city of Ségou (4th administrative region of the Republic of Mali).

Not having been to school due to societal reasons, she started early in her childhood working at a small business with her mother selling cakes, condiments, etc.  Bestowed with several years of experienced in this business of selling various goods, she decided to become specialized in the commerce of pagnes (colorful West African cloth) six years ago now.  She has an excellent command of this niche and is much in demand. 

Concerned about maintaining her customers and making bigger profits, she turned towards Soro Yiriwaso.  She has had an associated with this micro-finance institution for 30 months  After three solidarity loans and an individual loan, all properly repaid, she is now on her second individual loan. She intends to use this loan to buy a bale of Wax pagnes (colorful West African cloth), equivalent to 50 bolts of cloth, or about 100 outfits.  She stocks up in Bamako from wholesale vendors.  Sales are made to customers composed of men and women, cash or credit accepted. 

With this loan, she plans to realize a monthly profit of 75,000 francs CFA that will enable her to address her needs (buying clothing, shoes) and to help her husband to cover family expenses.  Her ambition is to build a house.
View original language description ↓
Madame Rokia Cissé est âgée de 48 ans, mariée et mère de 5 enfants. Elle vit dans une famille polygame avec son mari, sa coépouse et leurs enfants au quartier Hamdallaye B de la ville de Ségou (4ème région administrative de la république du Mali).
N’ayant pas été l’école pour des raisons sociales, elle commença dès son enfance à faire le petit commerce auprès de sa maman avec la vente de gâteaux, de condiments alimentaires etc. Nanties d’expériences de plusieurs années passées dans ce commerce d’articles divers, elle décida de se spécialiser dans le commerce de pagnes depuis maintenant 6 ans. Elle maîtrise parfaitement ce créneau et est très sollicitée.
Dans le souci de maintenir sa clientèle et de réaliser plus de bénéfices, elle fait recours à Soro Yiriwaso. Elle est en relation avec cette dernière depuis 30 mois. Après 3 prêts solidaires et 1 prêt individuel tous correctement bien remboursés, elle est à son 2ème prêt individuel.
Elle compte utiliser ce prêt pour acheter, 1 balle de pagnes wax (qui équivaut à 50 pièces de pagnes wax soit 100 complets). Elle s’approvisionne à Bamako auprès des grossistes. Madame Rokia Cissé vend au comptant et à crédit à une clientèle composée d’hommes et de femmes.
Avec ce prêt elle compte réaliser un bénéfice mensuel de 75 000 FCFA, qui lui permettra de faire face à ses besoins (achat d’habits, chaussures) et d’aider son mari dans la prise en charge des dépenses de la famille.
Son ambition est de construire une maison à usage d’habitation.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 8
    View loans »
    Mali Loans Fundraising
  • $9,921,450
    Funds lent in using Kiva
  • 457.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Rokia to buy clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 25, 2009
Listed
Sep 7, 2009
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2010