Mr. Yutema has been a construction contractor for three years. He is 44 years old and his wife, Mrs. Saroth Horn, is 25 years old. They were married in 2000 and have no children yet. His wife stays at home. They live along National Road No. 1, about 35 kilometers from Phnom Penh. Yutema is applying for his first loan of $350 to pay for worker fees.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.