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Sophie Fotu is a 66-year-old woman living in the town of Auala. She is married and has fourteen grown children. To make a living, Sophie owns and operates a business running a food stall. Her main source of income from the business comes from selling beef products in the local community. Sophie has been engaged in this business for over two years and earns approximately $160 a month from these activities.

In 2008, Sophie joined SPBD to gain access to financial services to help improve her living situation and her ability to engage in business activities. Sophie has successfully repaid a previous loan of 750 WST from SPBD. That loan was used to purchase additional products to sell. Sophie is now requesting a new loan of 1500 WST, which will also be used to buy more products to sell. This will be her second loan from SPBD. Sophie plans to use the additional revenue generated from the business to pay the tuition fees of her children.

About SPBD:
SPBD's mission is to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self esteem.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders."

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 111
    View loans »
    Samoa Loans Fundraising
  • $7,709,500
    Funds lent in using Kiva
  • 2.6
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Sophie to purchase additional products to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 21, 2009
Oct 1, 2009
Currency Exchange Loss:
Sep 15, 2010