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Lualima
Lualima M., a 33-year-old woman living in the town of Vaiafai, is married and has four school-age children. To make a living, Lualima runs a general store selling daily use products such as shampoo, soap and toothpaste in her community. Lualima has been in this business for over two years and earns approximately 200 WST a month.


In 2009, Lualima (0) joined SPBD to gain access to financial services to help improve her living conditions and enable her to engage in business activities. Lualima is requesting a loan of 1000 WST which will be used to purchase products to sell. This loan will be Lualima's first loan from SPBD. Lualima plans to use the additional revenue to improve and expand her business.


About SPBD:
SPBD's mission is to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on respect for each individual's innate human ingenuity, drive and self esteem.


Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $6,344
    Average annual income
  • 20
    View loans »
    Samoa Loans Fundraising
  • $7,430,925
    Funds lent in using Kiva
  • 2.6
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Lualima to purchase additional products to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 21, 2009
Listed
Sep 30, 2009
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2010