Las Violetas Group
Until now, Ana has been able to build the walls of their house with concrete but in the future she would like to be able to roof their house, and with the help of her husband they can work together to make their dreams a reality.
Trabaja con EDAPROSPO – Prosperidad desde hace 3 años, Actualmente asume el cargo de presidenta de la alcancía comunal “Las Violetas” integrada por 10 socios quienes realizan actividades de servicio y comercio.
Ana se dedica a la venta de productos de belleza desde hace 3 años, también hace trabajos manuales como el pegado de lentejuelas desde hace un año. Con su nuevo préstamo lo invertirá en la compra de maderas y palos para apoyar a su esposo en su trabajo ya que él es maestro albañil (las maderas y palos se utiliza como soporte para realizar los techados de las casas y cuando no se cuenta con lo necesario se tiene que alquilarlos y por lo tanto reduce su ganancia).
Ana hasta el momento ha logrado construir las paredes de su casa con material de concreto, anhelando en el futuro poder techar su casita, ya que con la ayuda de su esposo ambos cooperan para que sus sueños se hagan realidad.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid