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Mrs. Say N. is 38 years old and runs a small restaurant in Phnom Penh selling mostly pork rice, porridge, and some soft drinks. She can earn about $3/day in this business, and her husband earns $3/day working as a soldier. Together, the couple has 2 children, 1 of whom is a student and the other an infant still. She will use this loan to repair her kitchen and also to purchase some utensils for her restaurant. In the future, she hopes to save enough money from her restaurant business so that she can open a grocery store.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 43
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Say to repair kitchen and to purchase utensils.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 19, 2007
Jul 4, 2007
Currency Exchange Loss:
Feb 15, 2009