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Operating a butcher shop in the public market is hard work and involves long hours. To be successful in this business, one has to be committed to wake up way before dawn every day to get the fresh meat from the slaughter house and have it displayed in the market before the first customers arrive.

But this is what Mrs. Dolores M. and her husband do each day to provide a good living for themselves and their 3 children. Dolores is 52 years old and a resident of Sitio Kahilwayan, Brgy. Gargato, Hinigaran, Negros Occidental. By being her husband's helpmate in the business, she is ensuring that her children will be well provided for and she and her husband will have a nest egg in their old age.

Dolores and her husband are shown in the accompanying picture proudly posing with the chest freezers where they keep meat they do not sell for the day so that it stays fresh and can still be sold the following day.

Dolores joined NWTF-Project Dungganon so that she could have access to additional capital for her business. She has been a good payer, as she has slowly increased her income capacity with each new loan. Now her business nets a monthly income of PHP 14,000, enough to satisfy the needs of her family.

Dolores plans to use her 14th loan, this one for Php 30,000, to expand her business even further and to use as additional working capital for her butcher stand.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation, Inc. has answered the calling of not just of a few but thousands of women. Through the alleviation program, these women have progressed from earning less than a measly $1 a day, to surpassing the realities beyond their dreams. They have learned to live a life where they can finally be called honorable. This is Project Dungganon.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 386
    View loans »
    Philippines Loans Fundraising
  • $50,847,100
    Funds lent in using Kiva
  • 48.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Dolores as additional capital for meat stand.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 6, 2009
Sep 5, 2009
Currency Exchange Loss:
Feb 15, 2010