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Virginia N. is a 45-year-old married mother of two children. She is married to James Kuria, who is an accountant.

Virginia runs a shop in Mombasa's central business district where she offers computer typing and printing services, and also sells stationery and beverages. She mainly serves office workers and college students who are located near her shop. Virginia's business has been in operation for the last nine years. This marks her first loan from the Kiva field partner, KADET, and with the money, she plans to purchase a second hand computer, a modem, assorted stationery and beverages.

Virginia hopes to diversify her business and open a hairdressing salon in the future.


Kadet Ltd is a microfinance subsidiary of World Vision Kenya that was formed in 2000 to offer access to financial services to the rural communities through the microfinance model. Kadet is the only microfinance in Kenya with a strong rural presence and a genuine concern for the welfare of children and the communities we serve. As a member of the Association of Microfinance Institutions in Kenya, Kadet has continued to empower communities by providing access to easy-to-pay loans. Loan products available at the MFI are designed to offer solutions to challenges facing communities in these rural habitations. Obtain more information on Kadet from the press section of the website:

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 776
    View loans »
    Kenya Loans Fundraising
  • $43,695,450
    Funds lent in using Kiva
  • 76.2
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Virginia to purchase a second hand computer, a modem, assorted stationery and beverages.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 26, 2009
Sep 5, 2009
Currency Exchange Loss:
Mar 15, 2010