A loan of $1,250 helps a member to restock clothes (new and secondhand), and food stuffs for the canteen.


Ngoni Group's story

A journey of a thousand miles begins with one step. Memory is one woman who has shown great improvement in her business. When she took her first loan from Thrive Microfinance, she was in the business of buying and selling clothes and shoes at a flea market. During the loan term, she felt her profits were not satisfactory enough to help her cover household expenses.

She then decided to start another business of buying and selling secondhand clothes, after she noted that many people were now resorting to buying second hand clothes as compared to new ones. This move boosted her daily sales and ultimately her profits.

As if it wasn’t enough, she went on to open a canteen, and currently she has a total of three employees. Memory still religiously keeps business records, and saves money with her business friends in a savings club.

She is a 40-year-old divorced mother of 3, with 2 of them school going.

Memory used her loan to restock clothes and shoes (both new and secondhand), and food stuffs for the canteen.

In this group: Ngonidzaishe, Chelaika, Memory, Ropafadzo


This loan is special because:

It helps women access affordable funding with targeted business training.

Rachel Lewis, Kiva staff

Rachel Lewis
Kiva staff



Loan details


Lenders and lending teams





Repayment schedule

Loan details



Repayment schedule