N. Christine is the leader of her lending group in Namungoona. She is 34 years old and a business lady involved in the poultry business, farming and dealing in the sale of cosmetics for a long time giving her enough experience in what she does. She is a married lady with her first born 15 years and in secondary school and the loans have helped her pay her child’s school fees by investing in her businesses and getting profits. She has also bought a plot of land and built a house for her family as she also helps to care for her parents, orphans and off springs. Christine has mostly had challenges like when her chicken are attacked with diseases and they die, or at times when her farming does not yield as expected. However, she has dream like having a well vanished house, educate her eldest son whose father died to the last level, as well as buy a car that will help with a family and to help with her business. Business wise, Christine would like to have a much bigger farm that will include cows, pigs, goats and ducks or turkeys. She would also like to involve in farming extensively. She is a hardworking, friendly and trustworthy person and this wins her many peoples’ confidence.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.