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Mrs. Kosal C., age 39, and her husband, Mr. Bunmeng Chheang, age 43, have been married for 15 years. They just have one daughter who attends school. The family lives on an island in Mekong River about fifteen kilometers from Phnom Penh, the capital city of Cambodia.

Kosal has been working for a company that produces mild for 10 years. Mr. Bunmeng Chheang is a motor taxi driver. He drives in Phnom Penh City. The couple is in the process of building their new house, but they lack some money to finish it. So, Kosal is applying for her first loan of $500 to finish her house building.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 39
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Kosal to finish her house building.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 20, 2009
Sep 2, 2009
Currency Exchange Loss:
Oct 15, 2010