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“Love your work to make you succeed” is the quotation shared by Salvador N. Jr. who resides in Barangay Sto. Domingo, Bambang, Nueva Vizcaya. Due to financial difficulties, he was not able to pursue his studies in college. He helps his parents earn a living for their survival.

Salvador is married to Jocelyne N. and they are blessed with two children who are presently studying in the secondary and elementary levels of education. Salvador and his wife help each other to earn an income to support the studies of their children because they want them to become successful in the future.

The couple cultivates their parcel of farmland twice a year by planting rice and vegetable crops. Since they have inadequate capital, Salvador is requesting additional farming capital of PHP 18,000 from Kiva lenders for the maintenance of their crop production. He wishes to generate support from the lenders and promises to pay back the loan at the right time.

Salvador works hard on the farm and he is patiently supporting his family through his farming. He also hopes to give his family a progressive standard of living in the future.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1670
    View loans »
    Philippines Loans Fundraising
  • $59,006,400
    Funds lent in using Kiva
  • 48.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Salvador to use as additional business capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 6, 2009
Sep 3, 2009
Currency Exchange Loss:
Jan 15, 2010