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Awurade Naye Group
In this Group: Ophelia, Afia, Aunty, Victoria, Naomi, Esther
Ophelia is 33 years old she is married and mother with two children. Currently all are schooling in the community where they live. They are very humble family who wants to invest in their children future by providing them with quality education. She is a petty trader and sells item like cooking oil, spices, pepper, onions. She supplies the onions to the food vendors in bulk. Selling of these products, she says they move very fast and you can easily recover your money to restock. She takes delivery of goods from the capital city of Kumasi. With her six years experienced in her business she wants to add other stuffs like maize, eggs and others which are frequently demanded by her customers. She says she would be grateful for your assistance.

She is the leader of a trust bank group called ‘Awurade Naye’ which means ‘It is the doing of the LORD’. She is the one sitting in the group photograph. Most of the members of this group are petty traders, food vendors etc. In this group, members guarantee for one another as social collateral to access the loan and peer pressure to repay the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 25
    View loans »
    Ghana Loans Fundraising
  • $11,557,625
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Awurade Naye Group's $2,400 loan helped a member to buy food stuffs like cooking oil, bags of rice spices and tin tomatoes etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 21, 2009
Sep 2, 2009
Currency Exchange Loss:
Apr 15, 2010