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Rosas 1 Group
In this Group: Ramona, Janet, Odena, Idalia, Celeni
Ramona is the group coordinator of the group Las Rosas (the roses). The group is based in Los Alcarrizos, an industrial town north of Santo Domingo, where running water and electricity utilities are unreliable at best. It is here that she makes her home with her husband and four children in a simple structure comprised of wooden walls and a tin roof, a home she owns but to which she does not have the title.


With this loan, Ramona intends to continue expanding her business of selling shoes door to door to various customers in her neighborhood. She has over two years' experience in this business and will use her loan to purchase large quantities of merchandise at better prices. With the profits her business provides, Ramona intends to invest in school supplies for her children and continue investing in her business. Her long-term dream is that her children grow up to be important members of her community. She thanks you all for your support.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $7,611
    Average annual income
  • 2
    View loans »
    Dominican Republic Loans Fundraising
  • $8,065,475
    Funds lent in using Kiva
  • 36.0
    Dominican Republic Pesos (DOP) = $1 USD