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Mujeres De Combate (Cuenca) Group
In this Group: Blanca, Lucia Olivia, Fanny Leonor, Rosa Olga, Virginia Lucrecia, Maria Gregoria, Maria Lourdes
The communal bank "Mujeres de Combate" is formed by 7 hard-working women who are sure of what they want in life. They live in the Huizhil neighborhood, in the Baños parish, about 20 minutes outside of the city of Cuenca. It is one of the many beautiful areas in the city, with lush vegetation and fertile land for cultivating. The people are kind and warm, like our members who give us their testimonies.


Sra. Olga, a member of the "Mujeres de Combate," lives in Huizhil. She is 37 years old, and married with 5 children, who are 18, 14, 13, 11, and 9 years old. All of her children are students. Her oldest son entered the State University of Cuenca this year. Her daughter is in the Garaicoa school, and her other three children are in their community school.


Rosa Olga's husband works in construction, and they support each other in good times and in bad. Olga has an ice cream business, and has been working since she was 14 years old. She began to sell for other people until she could have her own ice cream stand.


She tells us that it is going well because she can sell int he snack bar in her community school. She also sells to stores. In addition, she has another business in her home, taking care of some animals.


Her loan will be used to buy a refrigerator because of the demand for her ice cream, and because she needs it to grow her business.


Rosa Olga's dream is to see all her children finish higher education and become professionals.


Sra.María Gregoria is an active member of the communal bank. She lives in the Paraíso neighborhood, in the parish of Baños. She is 54 years old, married, and has five children, who are 38, 35,33,30, and 28 years old. All her chilren are married and live independently with their families. She lives in her own home, which is the result of her effort and work in her youth. Her husband is her best friend, and he helps her with her business.


Gregoria sells clothing. She has her own stand in the commercial center of Cuenca. She has been working for many years in that place. She works from 9 am to 6:30 pm.


She worked with the Espoir Foundation for four years. She left for a short time, but has come back again for the benefits she can receive, and for the ease of payments they provide.


The loan she requested is to increase her business, buying more merchandise for women, men, and children, with a greater variety. Her dream is to not have any debts.


Sra. María de Lourdes Minchalo lives in Huizhil, and joined the members of this communal bank. She is 47 years old, and has never been married. She says that it is better to be alone than in bad company. She lives with her mother, who is 74 years old, and they do not have their own home.


María sells soft and hard grains, like peas, beans, corn, etc. She also sells vegetables and fruits from her region and other cities. She has been doing this since she was 15, in the outskirts of the market in Cuenca, on Wednesdays, Saturday, and Sundays. She works from 6 am to 6 pm, but she tells us that she has not been able to have her own stand.


This is her first loan with the foundation, and she hopes to get more loans as she needs them. The loan is to buy vegetables, fruit, grains, and other products from the region and from other places, so she has a greater assortment to offer her customers. She will also buy some medication for her mother, who suffers some illnesses due to her age.


Her dream is to have her own home, and a car to go to other communities with her business.

View original language description ↓
El BANCO COMUNAL MUJERES DE COMBATE esta conformado por 7 socias emprendedoras y seguras de lo que desean en la vida, viven en el barrio de Huizhil perteneciente a la parroquia Baños, a unos 20 minutos fuera de la ciudad de Cuenca, es uno de muchos lugares hermosos que tiene la ciudad, teniendo una vegetación exuberante y tierras fértiles para el cultivo, su gente es muy amable y calida como nuestras socias quienes nos brindan sus testimonios.

La Sra. Olga perteneciente al banco comunal Mujeres de Combate, vive en Huizhil, tiene 37 años de edad, casada fruto de su amor procreo 5 hijos de 18, 14, 13, 11, 9 años de edad, todos sus hijos estudian, su hijo mayor ingresa este año a la universidad Estatal de Cuenca, su hija se encuentra estudiando en el colegio Garaicoa, y sus 3 últimos hijos en la escuela de la comunidad.

El esposo de Rosa Olga trabaja en la construcción y se apoyan en las buenas y en las malas. Olga tiene un negocio de helados y lleva trabajando desde que tenía 14 años de edad, comenzó a vender de otras personas hasta llegar ha tener su propio puesto de helados.
Nos cuenta que le va muy bien por que vende en el bar de la escuela de su comunidad, también realiza entregas en tiendas. Además tiene otro negocio en su casa de crianza de unos pocos animales.

El préstamo que realiza en la fundación es para la compra de un refrigerador por la demanda que tiene de sus helados y además necesita para ampliar su negocio.

El sueño de Rosa Olga es ver a todos sus hijos terminar los estudios superiores y ser buenos profesionales.

La Sra.María Gregoria es una socia activa del banco comunal Mujeres de Combate, vive en el Barrio el Paraíso que pertenece a al parroquia Baños, tiene 54 años de edad, esta casada y procreo 5 hijos de 38, 35, 33, 30, 28 años de edad, todos sus hijos se encuentran casados y viven independientemente cada uno con la familia que formaron. Viven en casa propia que es fruto del esfuerzo y trabajo de su juventud, su esposo es su mejor amigo y compañero, el es quien le ayuda en su negocio.

Gregoria es comerciante de ropa, tiene un puesto propio en el centro comercial de la feria libre de Cuenca, trabaja hace muchos años en su local, su horario de trabajo es de 9 a.m. a 6:30 pm

Trabajó con la Fundación Espoir unos 4 años se retiro por un corto tiempo y de nuevo regresa por los buenos beneficios que obtiene y su facilidad de pago que le brindan.

El préstamo que realiza es para la ampliación de su negocio comprando más mercadería para damas, caballeros y niños, surtiéndole mucho más, su sueño es de ya no tener deudas.

La Sra. María de Lourdes Minchalo vive en Huzhil y se integro a las socias del banco comunal Mujeres de Combate, tiene 47 años, es soltera y nunca llego a casarse, nos cuenta que mejor es estar sola que mal acompañada, vive con su mamá que tiene 74 años de edad, no viven en una casa propia.

María se dedica a la venta de granos tierno y maduro como arveja, poroto, maíz, etc, y también a la venta de verduras y frutas de la región y otras ciudades. Esta actividad la realiza desde la edad de 15 años en las afueras del mercado de la feria libre en Cuenca los días miércoles, sábado y domingo siendo su horario de 6 de la mañana hasta las 6 de la tarde, con nostalgia nos dice que no ha llegado a tener un puesto propio.

Este es su primer crédito en la fundación y espera realizar más créditos de acuerdo a sus necesidades. El préstamo que realiza es para la compra de verduras, frutas, granos y otros productos de la región y de otros lugares y tener un mayor surtido para ofrecer a sus clientes, también para la compra de medicamentos para su mamá que por su avanzada edad sufre de algunas enfermedades

Su sueño es llegar a tener su casa propia y un carro para salir a otras comunidades con su negocio.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 97
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mujeres De Combate (Cuenca) Group's $2,100 loan helped a member to increase their businesses by buying a refrigerator; assorted clothing for women, men, and children; vegetables, grains, fruits, etc.; offering a more varied stock for their customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 19, 2009
Listed
Sep 14, 2009
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2010