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Precious Group
In this Group: Vida, Patience, Hawa , Gladys
Vida started her fish sales five years ago. She takes delivery of fishes from Yeji in the eastern region of Ghana. With her very tasty and good quality fish many customers buy from her stand. She is now fifty four (54) years old she is divorced with five children. She is currently taking care of two in school whiles the others are working. She wants to use the loan to buy increased stock of assorted fishes to make increased sales and income to support her children’s education and business growth. She would be grateful for the assistance.

She is the leader of a trust bank group called ‘Precious’. She is the one sitting in the group photograph. Most of the members in this group are petty traders, food vendors and farmers etc. In this group, members guarantee for one another as social collateral to access the loan and peer pressure to repay the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 36
    View loans »
    Ghana Loans Fundraising
  • $11,598,000
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Precious Group's $1,575 loan helped a member to buy more stock of smoked fishes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 11, 2009
Sep 1, 2009
Currency Exchange Loss:
Mar 26, 2010