Janet is thirty-two years old. She is married and has given birth to two children: one daughter and one son, who are currently in school. She works very hard to support her husband to provide for the family. Janet lives with her husband and children in a rented apartment in Oda in the Eastern Region of Ghana.
Janet is a trader, running a palm oil production business. She procures the palm fruits from nearby communities and supplies to retailers in her community. She has been in business for three years and wants a loan to buy palm nuts in bulk to expand her business.