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Kemuning Sari Group
In this Group: Ni Putu Miryani, Ni Ketut Budiani, Ni Wayan Suriani, Ni Putu Sri, Ni Luh Simpen, Ni Ketut Sariani, Ni Putu Sutarmi, Ni Wayan Westri, Ni Ketut Manten, Ni Luh Widani, Ni Putu Sri Ariani, Ni Wayan Wendri, Ni Made Sukerti
Ni Putu Miryani (-) is a 35-year-old female living in the town of Manistutu. She is the group leader of a 13-member group loan offered by DINARI. While each member of the group receives an individual loan, they all are responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. The official name of this borrowing group is Kemuning Sari (DNR.M-0592).

Ni Putu Miryani is married and has two school-aged children. She owns and operates a business raising pigs for sale. She has been engaged in this business for over four years and earns approximately 300,000 IDR a month.

In 2008, Ni Putu Miryani joined DINARI to gain access to financial services to help improve her living situation and her ability to engage in business activities. She is requesting a new loan of 1,100,000 IDR which will be used to purchase piglets to raise and sell. The loan will be her 4th from DINARI. She plans to use the additional revenue generated from the business to financially support immediate members of her family.


About DINARI:
The mission of DINARI is to strive for the preservation of the environment, to empower the poor, and to provide socio-economic development opportunities to small business owners.


*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in Bahasa while providing quality and accurate information to Kiva lenders.


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NI Putu Miryani - (-) merupakan 35 tahun wanita. Dia (perempuan) tinggal di kota Manistutu. NI Putu Miryani adalah pemimpin kelompok sebuah kelompok peminjam yang terdiri atas 13 anggota. Meskipun setiap anggota kelompok menerima pinjaman perorangan, mereka semua bertanggung jawab untuk mengembalikan pinjaman rekan anggota kelompok mereka jika ada yang menunggak atau gagal membayar. Nama resmi kelompok peminjam ini adalah Kemuning Sari (DNR.M-0592).

Meskipun bukan satu-satunya sarana untuk menghasilkan pendapatan, sumber utama penghasilan bisnis tersebut terutama berasal dari beternak babi untuk dijual. NI Putu Miryani sudah menjalankan bisnis ini selama lebih dari 4 tahun. Dari kegiatan-kegiatan ini, NI Putu Miryani menghasilkan sekitar 0,300 IDR. Dalam 2008, NI Putu Miryani bergabung DINARI untuk mendapatkan akses ke layanan keuangan untuk membantu meningkatkan -nya kondisi kehidupan dan kemampuan untuk menjalankan kegiatan bisnis. NI Putu Miryani telah berhasil melunasi pinjaman sebelumnya dari DINARI. Dia (perempuan) sekarang meminta pinjaman baru sebesar 1.100.000 IDR.

Pinjaman ini akan menjadi 4th pinjaman yang diambil oleh peminjam dari DINARI.

Tentang DINARI:

Misi DINARI adalah memperjuangkan kelestarian lingkungan, memberdayakan kaum miskin, dan menyediakan kesempatan pembangunan sosial ekonomi bagi pemilik usaha kecil.

*Catatan: Untuk memaksimalkan efisiensi & menurunkan biaya, pinjaman ini ditempelkan menggunakan templat sehingga dapat diterjemahkan otomatis oleh Kiva. Mengingat bahwa terjemahan manual atas profil memakan biaya besar, Kiva menciptakan templat ini untuk Mitra Lapangan untuk memungkinkan mereka terus menempelkan pinjaman dalam Bahasa sambil memberikan informasi yang bermutu & akurat kepada para pemberi pinjaman Kiva.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $4,458
    Average annual income
  • 125
    View loans »
    Indonesia Loans Fundraising
  • $5,027,225
    Funds lent in using Kiva
  • 10,100.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kemuning Sari Group's $1,425 loan helped a member to purchase more piglets to raise and sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 28, 2009
Listed
Aug 31, 2009
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2010