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Sveta's Group
In this Group: Sveta, Batma, Talaikul, Burulush, Nurjamal
Sveta, the 46-year-old leader of this group, comes from Jumgal, a marvelous mountainous region, where main activity is cattle breeding. She has three children. Sveta's husband operates a gas station. Her daughter, a seamstress, works in the capital. Her middle son is a plumber and the youngest son is a student.

Twenty years ago, Sveta moved from Jumgal to the Chui region, where she commenced commerce. After a while, she swapped all her goods for 40 sheep. The Chui region, being famous for its fertile land, is suitable for raising livestock. Sveta realized that cattle could be her gold mine. After increasing the total population, she exchanged a hundred sheep for a house and has been able to pay for her children’s education.

Now, Sveta sells 20 liters of milk a day. She has a stable income of $114 per month. Sveta is seeking a loan to purchase a calf for feeding and also purchase some fuel for tillage. In future, she is going to give her children education and help her middle son to buy a house. Sveta’s partners are Batma, Talaikul, Burulush and Nurjamal.

Batma, 53, is a mother of four children. She is a housewife and meets her daily needs by selling milk. She needs a loan to purchase seven sheep for feeding and resale.

Talaikul, 41, has four children. Her husband is a builder. Her parents–in–law gave her two calves as a present. Since then she has been raising livestock. She is seeking a loan to purchase three calves.

Burulush, 58, raised seven children, who live separately. Burulush makes her living by keeping hens. During summer she sells apples, plums and apricots. Burulush hopes to get a loan and purchase feed for winter: hay and barley, and to buy four sheep.

Nurjamal, 49, is a shepherd’s wife and the mother of four children. She looks after the household and sells milk. She wants to obtain a loan and buy a calf for breeding, and purchase fodder: hay and barley.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,293,900
    Funds lent in using Kiva
  • 44.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Sveta's Group's $1,725 loan helped a member to purchase a calf for feeding and also purchase some fuel for tillage.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 21, 2009
Sep 1, 2009
Currency Exchange Loss:
Mar 15, 2010