Mrs. H. is a 52-year-old grandmother and a woman of great distinction in her village. She's on the executive board of the local Womens Union and the Farmers Union. Besides that, she runs an herbal shop with her 53-year-old husband. She has great knowledge of herbs and plants, so she prepares and buys them, while he sells the herbs at the shop. They live in Ninh Giang, a rural district in Hai Dung province, approximately 50 miles southeast of Hanoi. Besides the herbal shop, they also have rice paddies and raise chickens. She wants to invest more in her herbal shop and wants to finish her bathroom. That's why she applied for a new loan.
The profit of their shop is $187.50 per month.