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God's Grace Group
In this Group: Victoria, Emelia, Comfort, Rosemond, Theresa, Matilda, Vida, Sarah
Victoria is 33years old she is single and mother of a child. Her child is currently in school. She is determined to provide for her children through hard work and commitment. To support her child, she has been selling cosmetics, jewelry with products like spray, powder, blouses, lip stick, necklace, bracelets etc. and sells through hawking. She sells these cosmetics in the neighborhood to her loyal clients. And she takes delivery of stock from Accra which is a nearby town. She says selling of these products is very lucrative and therefore she wants to expand her inventory to enable her make good income to sponsor her child education. She is so sure that your loan support will bring her to the desired results she expects.

She is the leader of a trust bank group called ‘God’s Grace’ which. She is the one sitting in the group photograph. Most of the members of this group are petty traders, food vendors and farmers etc. In this group, members guarantee for one another as social collateral to access the loan and peer pressure to repay the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 38
    View loans »
    Ghana Loans Fundraising
  • $11,729,450
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of God's Grace Group's $3,150 loan helped a member to buy more stock of cosmetics and jewelry products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 11, 2009
Aug 28, 2009
Currency Exchange Loss:
Mar 26, 2010