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Ludmila
Ludmila K. is married with two children. She sells women's clothing at the central market.


Ludmila has been in this business for 10 years. Her net income is 2000 UAH per month. She started her business when her family was in need and she made her business a success. It gives her family not only a stable income but also confidence and hope for the future.


Ludmila would like to borrow 4,900 UAH to purchase new inventories for the coming fall season. She would spend the income to improve her living conditions.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,000
    Average annual income
  • 0
    View loans »
    Ukraine Loans Fundraising
  • $6,138,650
    Funds lent in using Kiva
  • 8.5
    Ukraine Hryvnia (UAH) = $1 USD