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Julio Jose
Julio Jose Cáliz M. is a 34 year old family man with 3 daughters. He makes handcrafted items from his property, located along the new highway to León. Julio started his business 10 years ago because he wanted to provide financial stability for his family and an education for his children. He is a very responsible man who enjoys his work as an artisan.


He began working as an apprentice and then learned to make pottery. His loan will be used to buy raw materials for making clay pots. Julio hopes to have enough money to use as operating capital.

View original language description ↓
Julio Jose Cáliz M. tiene 34 años es padre de familia y tiene 3 hijas. La actividad económica del señor Julio es la elaboración de artesanías en una propiedad que está ubicada en la carretera nueva a León. Realiza la actividad de manera manual, Hace 10 años tiene este negocio. Inicio porque tenía que proporcionarle a su familia una estabilidad económica y a sus hijos una educación. El es un hombre muy responsable y disfruta mucho su trabajo por que las artesanías son su medio de vida. El empezó trabajando como ayudante y luego aprendió a fabricar piezas de barro. El financiamiento es para compra de materia prima y elaborar artículos de barro para su venta. Sus deseos son tener dinero suficiente para trabajar con capital propio.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $3,636
    Average annual income
  • 169
    View loans »
    Nicaragua Loans Fundraising
  • $23,230,825
    Funds lent in using Kiva
  • 20.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Julio Jose operating capital.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 13, 2009
Listed
Aug 27, 2009
Currency Exchange Loss:
Possible
Ended:
May 6, 2010