Doña Fátima del Socorro Fuente is 36 years old and the group coordinator. Five years ago, she started a mini grocery store out of her home as a means of earning an income and paying for basic necessities.
Fátima says she lost a lot of money that she personally invested into an automobile that she rents out as a taxi. Since then, she has used her loans from ADIM to pay for maintenance of the vehicle. (Her previous loan was used to buy tires. This loan will be used to pay for engine repairs.) Going forward, she will make her payments using the rental fees she receives on a daily basis.
She hopes to revive her grocery store using the loans that have been provided to her, so that she can earn more income and improve her living conditions.
Xiomara Antonia G. recently joined the group and operates a barber shop out of her home. Doña Xiomara M. sells all kinds of candy, drinks, and other foods from her vending kiosk. They all want to use their loans to help them succeed. The group is very reliable, punctual, and has never failed to make their payments.
Doña Fátima del Socorro Fuente, tiene 36 años de edad, y es la coordinadora del grupo quien inicio hace más de 5 años en su casa una mini-pulperia, con la que solventaba sus gastos y necesidades.
Fátima nos dice que ella sufrió un robo donde perdió mucho de su inversión, por lo tanto opto por poner a trabajar como Taxi el carro que poseía. Desde entonces invierte los créditos que ADIM le brinda en el mantenimiento del vehículo (El ciclo anterior lo invirtió en la compra de Llantas; éste ciclo pretende darle mantenimiento al motor) para después ir pagando las cuotas con los pagos diarios del alquiler.
Ella aspira poder recuperar su pulpería con forme avance en los créditos que se le brindan, asi podrá tener más ingresos y mejorar su condición de vida.
Xiomara Antonia G. forma parte del grupo, posee un negocio de Barbería en su casa de habitación; Doña Xiomara M. trabaja en un Kiosco propio donde vende todo tipo de golosinas, bebidas y algunos alimentos. Todas quieren seguir adelante con sus créditos, este grupo se caracteriza por ser un grupo muy cumplidor, puntual y jamás ha faltado a sus cuotas.
About ADIMLocated in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid