Grace is fifty - one years old. She is a married mother of five children. Two of her children are currently in school and the rest have completed school and are working. She is a hard working woman. She works to support her husband maintain the home. Grace runs a grocery store and sells shoes along side her grocery business. She sells groceries such as Milo, sugar, rice, candies, bread, etc. in a store by the street. She has been in business for three years now and wants a loan to buy more provision to expand her business. She is hopeful to give her children the best of education she can afford.