Theresa May Ambrad
Status: Paying Back
| $125 |
Loan Request
Pre-Disbursed
: Aug 20, 2009
Listed: Aug 27, 2009
Funded: Aug 27, 2009
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95% repaid
About the Field Partner
| Hagdan sa Pag-uswag Foundation, Inc. (HSPFI) administers this loan. Learn more | |||||||
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| Field Partner: | Hagdan sa Pag-uswag Foundation, Inc. (HSPFI) | ||||||
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| Field Partner Risk Rating: | |||||||
| Fundraising Status: | Active | ||||||
| Time on Kiva: | 11 months | ||||||
| Kiva Entrepreneurs: | 2508 | ||||||
| Total Loans: | $424,025 | ||||||
| Interest & Fees are Charged: | Yes (Learn more) | ||||||
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| Delinquency Rate: | 0.02% | ||||||
| Default Rate: | 0.00% | ||||||
| Currency Exchange Loss Rate: | 0.00% | ||||||
| More on this field partner >> | |||||||
About the Country
| Country: | Philippines |
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| Avg Annual Income: | $1175 |
| Currency: | Philippines Pesos (PHP) |
| Exchange Rate: | 48.7100 PHP = 1 USD |
About the Loan
| Location: | San Isidro, Talakag Bukidnon, Philippines | Repayment Term: | 7 months (more info) |
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| Activity: | Food Production/Sales | Repayment Schedule: | Monthly | |
| Loan Use: | To purchase raw ingredients needed to make products for sale | Currency Exchange Loss: | Covered | |
| Default Protection: | Covered |
Theresa May Ambrad is from the village of San Isidro, Talakag, Bukidnon. She is 45 years old, is married, and has three school-aged children.
Theresa May owns and operates a business making and selling food, vending snacks and other delicacies in the local community. She has been engaged in her business for over three years and earns approximately 3,000 PHP a month.
In 2009, Theresa May joined HSPFI to gain access to financial services to help improve her living situation and her ability to engage in business activities. She is requesting a loan of 5,000 PHP which will be used to purchase raw ingredients needed to make products for sale. This loan will be her first from HSPFI. She plans to use the additional revenue generated from the business to improve and expand her business.
About HSPFI:
HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
Important Information About This Loan
To join the HSPFI Lending Team please click on the link: http://www.kiva.org/team/hspfi
Theresa May owns and operates a business making and selling food, vending snacks and other delicacies in the local community. She has been engaged in her business for over three years and earns approximately 3,000 PHP a month.
In 2009, Theresa May joined HSPFI to gain access to financial services to help improve her living situation and her ability to engage in business activities. She is requesting a loan of 5,000 PHP which will be used to purchase raw ingredients needed to make products for sale. This loan will be her first from HSPFI. She plans to use the additional revenue generated from the business to improve and expand her business.
About HSPFI:
HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
Important Information About This Loan
To join the HSPFI Lending Team please click on the link: http://www.kiva.org/team/hspfi
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Lenders to this entrepreneur
William
Cambridge, MA
United States
Tom
Madison, WI
United States
Bill
Rapid City, SD
United States
PandyaFamily
Pasadena, MD
United States
Journal entries for Theresa May Ambrad
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Loan has been disbursed
Location: San Isidro, Talakag Bukidnon, Philippines
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Posted by
from San Isidro, Talakag Bukidnon, Philippines
Aug 28, 2009 |
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Comment on this entry
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journal update
Location: San Isidro, Talakag Bukidnon, Philippines
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Posted by
Ma. Soccoro Gumban from San Isidro, Talakag Bukidnon, Philippines
Feb 8, 2010 |
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Comment on this entry
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Repayment Schedule for Theresa May Ambrad
Repayment Schedule for Theresa May Ambrad
| Expected Repayments | Actual Repayments | Comments | |||
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| October 2009 | $12.50 | $12.50 |  Repayment Received
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| November 2009 | $25.00 | $25.00 | Repayment Received
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| December 2009 | $25.00 | $25.00 | Repayment Received
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| January 2010 | $31.25 | $31.25 | Repayment Received
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| February 2010 | $25.00 | $25.00 | Repayment Received
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| March 2010 | $6.25 | Available Mar 1 | |||
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