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Communal Association "semilla" Group
In this Group: Encarna, Hilaria, Amalia, Florentina, Daria Mery, Betzabe, Graciela, Rebeca, Veronica, Eva, Juana, Nancy Nely, Lucia, Martha
In one of the Pro Mujer Focal Centres, the “Los Andes” Focal Centre, you find the Communal Association “SemilL.”. This Association is lead by its president, Encarna M., and the women meet every two weeks. These women are together for 9 years and they like to share their experiences and learn about different topics, in particular health, because it helps them to take better care of their children and prevent diseases such as diarrhoea.

The women in this group have different occupations. While Rebeca and GracieL. knit scarves with alpaca wool and sell their products to tourists, other women sell fruit, tennis shoes, mobile phones accessories and other items. At this moment, all of them need a loan to invest in their businesses, buying raw material (wool) and supplies (fruit, tennis shoes).

View original language description ↓
En uno D. los Centros Focales D. Pro Mujer que se denomina “Los Andes” se encuentra L. Asociación Comunal “SemilL.”, liderizadas por su presidenta Encarna M., se reúnen cada dos semanas. Están juntas hace 9 años aproximadamente y les gusta compartir y capacitarse en cada reunión que asisten, sobre todo les gusta temas D. salud porque les ayuda a cuidar a sus hijos y prevenir enfermedades como L. diarrea.

Variados son los negocios D. las integrantes D. este grupo, así Rebeca y GracieL. tejen chalinas D. lana D. alpaca, y ofrecen sus productos a los turistas, otras venden frutas, zapatillas, accesorios D. celulares y otros. En esta oportunidad todas necesitan el préstamo para invertir en sus negocios comprando materia prima (lana) y mercadería (fruta, zapatillas),

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 156
    View loans »
    Bolivia Loans Fundraising
  • $32,241,025
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Communal Association "semilla" Group's $3,700 loan helped a member to buy raw material and supplies.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 18, 2009
Oct 1, 2009
Currency Exchange Loss:
Feb 15, 2010