Georgina is 33 years old. She is married and has four children, two sons and two daughters, who are all in school. She works very hard to support her husband to provide for the family. She lives with her husband and children in a rented apartment in Oda in the Eastern region of Ghana. Georgina is a trader. She trades in all kinds of cosmetics. She hawks and treks to sell in other communities. Georgina procures her goods from Accra. She has been in business for over ten years and wants a loan to buy goods in bulk to expand her business.