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Sarvinoz
Sarvinoz is a sharp, energetic entrepreneur from Dushanbe, Tajikistan. She started her own clothing business four years ago and has since been building a successful enterprise. She has a good location in the market for her sales and creates an attractive display of clothing for passing customers.

Sarvinoz is a divorced woman with two children. The income she is able to make is a help to her in supporting her children with proper education.

Sarvinoz has requested a loan of 3,000 Somoni so that she can purchase a new clothing inventory. This loan will allow her to increase her income by having the right clothing available to meet seasonal demand.

For more than a year Sarvinoz has proven to be a great loan client with IMON International. We are glad to have this new opportunity to continue assisting her with her business.


More about Tajikistan and IMON International
Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium B.C. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History
Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $1,388
    Average annual income
  • 300
    View loans »
    Tajikistan Loans Fundraising
  • $28,666,500
    Funds lent in using Kiva
  • 4.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Sarvinoz to purchase more clothing to meet seasonal demand.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 10, 2009
Listed
Aug 26, 2009
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2010